Beginers Basics - Why Do I Need to Invest?

Mutual Fund Investments are subject to market risk. Please read the offer document carefully before investing. Insurance is Subject Matter of solicitation. Past performance may not sustain in future.

Silicon Advisors

Fidelity: Can we help you understand market volatility?

We make your money, work for you.

Beginners Basics - Why do I need to invest?

Did you know that though your money may be physically safe in a savings account, it may not be risk-free?

For instance, if you have Rs. 10,000 in a savings account earning 3% interest each year, in 20 years time your savings would be worth Rs. 18,061. That's a return of just over 80%. However, if inflation is about 7%, Rs. 18,061 would only be worth Rs. 4,668 in today's terms!

Inflation eats away the value of your money. And that's why saving is not enough. You need to invest to pack power or grow your money manifold.

Sound investing is grounded in an investment plan that is based on your personal circumstances. You can put it together on your own or with the help of a financial adviser. A typical plan includes important stages: setting your financial goals, defining your time horizons to achieve them, discovering how much risk you can withstand, and in fact, diversifying risk, by investing in a range of investments such as cash, bonds, equities and other assets.

Silicon Advisors

Presentation courtesy, Fidelity Mutual Fund.