Liquid and Liquid Plus Funds

Mutual Fund Investments are subject to market risk. Please read the offer document carefully before investing. Insurance is Subject Matter of solicitation. Past performance may not sustain in future.

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Silicon Advisors

Are you saving in a savings Bank Account?

Presenting Liquid Funds and Liquid Plus Funds

Liquid Fund and Liquid Plus Fund – Investment Plans floated by various AMCs - a 100% equity free option that generally invests in highly liquid fixed income instruments.

So what makes this attractive?

1. Liquid and Liquid Plus Fund - Investment Plan attempts to invest in highly rated short term fixed income (alternatively termed as debt) instruments. Investments are disclosed monthly and can be found out through the Fund Review. AAA/P1+ are the highest rating that can be accorded to any debt instrument. The thumb rule here: higher the percentage of investments in these instruments, lower the risk.

2. Though returns in this fund are not guaranteed, returns are not even remotely volatile as compared to an equity fund or even as compared to a long term income fund. You can get the monthly returns through the Fund Review.

3. While interest earned in a Savings Bank account are attached with your income and you pay tax as per your income tax slab. When you opt for the Daily Dividend Option (Daily returns are reinvested back into the scheme on a daily basis) your investment is taxed at source at 14.1625% but from thereon are FULLY TAX-FREE in your hands.

4. You can start with amounts as low as Rs 5000 and build up as you gain confidence.

Returns for the days you invest?

The biggest benefit of investing in the Liquid Fund and Liquid Plus Fund- Investment Plan is that you get returns for the days you have invested and returns for the amount you have invested. No more getting confused on the minimum balance required and no selective dates.

What about withdrawing my investment?

Simple. Just send us the withdrawal request before 12 noon on any business day (Monday-Friday) and you get your money back the very next business day.

It gets better. If you have a bank account with any of these banks then your investment withdrawal gets directly credited into your bank account.

1. ABN Amro Bank, 2. Axis Bank, 3. Citibank, 4. Deutsche Bank, 5. HSBC, 6. HDFC Bank, 7. ICICI Bank, 8. IDBI Bank, 9. IndusInd Bank, 10. Kotak Mahindra Bank, 11. Standard Chartered Bank, 12. Yes Bank

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